51473 Hwv 97, Suite B,

La Pine, OR 97739

Retirement just got better: tap into your home's equity with a Mann Mortgage Reverse Mortgage.

Quite possibly the most powerful & useful loan program in the world, Reverse Mortgages allow you to use your home equity as YOU see fit - while still owning it.

What are reverse mortgages?

Reverse loans, also known as reverse mortgages, are a type of loan that homeowners aged 62 or older can use to convert their home equity into cash. Unlike traditional mortgages, reverse loans do not require monthly payments and are not paid back until the borrower sells the home or passes away. One of the significant benefits of reverse loans is that they can provide older homeowners with a source of tax-free income to help supplement their retirement savings or cover unexpected expenses. Ideal candidates for reverse loans are those who own their home outright or have a considerable amount of equity, intend to live in the home for the foreseeable future, and have a need for additional cash flow in retirement.
Elderly man and woman drinking from mugs and looking at phone.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

Reverse Mortgages at a glance.

  • Unlike traditional mortgage loans, our reverse mortgage loans do not require income or credit qualifications. Instead, eligibility is based on your age and the equity you have in your home.
  • One of the main benefits of a reverse loan is that it can provide additional income to help you cover your living expenses in retirement. This can be especially helpful if you have a fixed income and are struggling to make ends meet.
  • Our loan officers are experienced and knowledgeable, and we are dedicated to helping you to find the right mortgage for your needs.
  • Our La Pine branch serves Crescent, Three Rivers, and Sunriver.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

reverse mortgages

The amount you can borrow with a reverse loan depends on several factors, including your age, the value of your home, and current interest rates. Generally, the older you are and the more equity you have in your home, the more you can borrow.
No, the money you receive from a reverse loan is typically not considered taxable income.
Upfront, borrowers will pay an origination fee, closing costs, and an FHA MI fee of 2% of the home’s appraised value. Ongoing costs include an annual FHA MI of 0.5% of the outstanding loan balance. When the loan is due, the principal and interest are collected.

“I was initially apprehensive about Reverse Mortgages, but my banker recommended that I contact Mann Mortgage to discuss. We were glad we did. Our loan officer took us through the entire process, answered my numerous questions, and assured us that this product would meet our specific needs.”

Michael S.

Let's get you home.

0% down financing for homeowners 62 years and older. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.